Property returns come from two sources: ongoing rental income and long-term appreciation.
Rental yield is the annual rent as a percentage of the property's value — a cash-flow metric.
Capital growth is the increase in value over time — a wealth-building metric.
Markets with high yields often grow more slowly, while high-growth areas may start cash-flow negative.
Your strategy should match your goals, timeline, and risk tolerance — we help you model both.



